The End of Money: Toward a New, World Economy under the Credit Unit System describes a viable replacement for the monetary system. Humanity has made incredible strides in so many areas - in computers, communications, medicine, the physical sciences, transportation, etc. - yet it continues to hold on to an economic system that has been in use for centuries. Money has changed in form and no longer entails just metal coins and paper currency, but also credit/debit cards, electronic money, etc. Even so, it is still age-old money dressed up in modern forms and it is keeping humanity from evolving into a society in which everybody is prosperous, thriving and happy. Under the Credit Unit System: 1) The monetary system and all forms of money are eliminated, as is everything connected with them: profits/losses; costs of production, distribution and consumption; wages; taxes; insurance; accounting and bookkeeping; financial institutions; stocks and bonds; economic cycles entailing inflation, deflation and stagflation; exchange rates; etc. There are no corporations or for-profit companies. There is no gulf between the rich and the poor. 2) All the basic material things needed for a prosperous life, such as food staples, total health care, basic housing, public transportation, utilities, basic clothing and basic education are freely provided to everyone. 3) All money-related crimes, corruption, exploitation and identity theft are eliminated. Moreover, money-caused marital problems, suicides and chemical addictions are eliminated. 4) Viable solutions that cost nothing can be implemented for climate change, pollution cleanup, food and water shortages, and all such dire problems. Individuals are compensated for their labor with Credit Units or CUs, which are units of value that are periodically issued to individuals' personal file by a central computer; they do not receive CUs from the entity they work for. Individuals receive CUs according to their job position and the length of time they have been employed at that position. They do not receive CUs for the services they provide or for the products they produce or distribute. For instance, a doctor receives X number of CUs for being a doctor, not for the services she provides as a doctor. A wheat farmer receives X number of CUs for being a wheat farmer, not for the wheat he produces. A computer store owner receives X number of CUs for being a computer store owner, not for the computer products she offers. Since there are no costs of doing business at any point along the production chain, the items mentioned in #2 above can be provided to everyone CU-free. They use their CUs to acquire products and services beyond these CU-free basics. When a person acquires such a product or service, the CUs are deleted from his or her personal file. They do not go to the business (businesses and other non-flesh-and blood entities cannot receive CUs). They do not go anywhere - they simply vanish. Lastly, CUs are non-transferrable from one individual to another, or from a person to him or herself. If person X wants to transfer her car to person Y for an agreed-upon number of CUs, they both have to go to a Credit Unit Service Center, where an authorized employee adds the agreed-upon number of CUs to X's personal file and deletes that number from Y's personal file. The CUs are not transferred from X's file to Y's file. All property transfers are carried out in this way. Thus bribery and embezzlement are impossible. The book goes into much more detail regarding these procedures and it explains how the Credit Unit System would be implemented and how it would apply to other areas such as credit, retirement, the legal system, R&D, government, business entities, etc. It explains the 3 fatal flaws inherent to the monetary system and how the Credit Unit System eliminates them.
Early in the year 1789 the French nation found itself in deep financial embarrassment; and this was speedily followed by calls for an issue of paper money. By August 1, 1795, some six years later, the gold 25 francs coin was worth in paper, 920 francs; on September 1st, 1,200 francs; on November 1st, 2,600 francs; on December 1st, 3,050 francs. In February, 1796, it was worth 7,200 francs or one franc in gold was worth 288 francs in paper. Prices of all commodities went up nearly in proportion. This story, of how a first world nation turned to paper money and destroyed itself, its people and its economy in the process, even arguably setting in motion the rise to power of Napoleon Bonaparte, is told in this book by Andrew Dickson White, academic, ambassador and author. As ever, history remains our best guide of what the future holds, and, considering our Fiat money system today, sounds a warning call that should be heeded.
Many changes have occurred in the twenty-five years that have passed since the enactment of the Money Laundering Control Act of 1986. The law has been amended, new underlying crimes have been added, and court decisions have modified its scope. The Act remains an important tool in combating criminal activity. Now in its third edition, Money Laundering: A Guide for Criminal Investigators covers the basics of finding ill-gotten gains, linking them to the criminal, and seizing them. Providing a clear understanding of money laundering practices, it explains the investigative and legislative processes that are essential in detecting and circumventing this illegal and dangerous activity.
Highlights of the Third Edition include
Knowledge of the techniques used to investigate these cases and a full understanding of the laws and regulations that serve as the government's weapons in this fight are essential for the criminal investigator. This volume arms those tasked with finding and tracing illegal proceeds with this critical knowledge, enabling them to thwart illegal profiteering by finding the paper trail.
"As a Man Thinketh" is a literary essay by James Allen, published in 1903. It was described by Allen as "... dealing with the power of thought, and particularly with the use and application of thought to happy and beautiful issues. Allen has tried to make the book simple, so that all can easily grasp and follow its teaching, and put into practice the methods which it advises. It shows how, in his own thoughtoworld, each man holds the key to every condition, good or bad, that enters into his life, and that, by working patiently and intelligently upon his thoughts, he may remake his life, and transform his circumstances. It was also described by Allen as "A book that will help you to help yourself", "A pocket companion for thoughtful people", and "A book on the power and right application of thought.
Money talk has become monotonous on the peoples lips,It is the new environmental norm.It strains the peoples ears and causes them stress and other psychological conditions.Where in this universe can someone get a change ?
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