Early in the year 1789 the French nation found itself in deep financial embarrassment; and this was speedily followed by calls for an issue of paper money. By August 1, 1795, some six years later, the gold 25 francs coin was worth in paper, 920 francs; on September 1st, 1,200 francs; on November 1st, 2,600 francs; on December 1st, 3,050 francs. In February, 1796, it was worth 7,200 francs or one franc in gold was worth 288 francs in paper. Prices of all commodities went up nearly in proportion. This story, of how a first world nation turned to paper money and destroyed itself, its people and its economy in the process, even arguably setting in motion the rise to power of Napoleon Bonaparte, is told in this book by Andrew Dickson White, academic, ambassador and author. As ever, history remains our best guide of what the future holds, and, considering our Fiat money system today, sounds a warning call that should be heeded.
This brightly illustrated picture book introduces the concept
of money, first by looking at its development as an alternative to bartering and then by explaining the many forms of money, from primitive rocks, feathers, and metal lumps to the familiar coins and paper bills to alternatives such as checks, credit cards, and digital forms of payment. Adler does a particularly good job explaining the inconvenience of
bartering through child-friendly examples such as How would a baker trade for a house? How many loaves of bread would he have to trade? And why would anybody want so much bread? Using flat colors and stylized designs, Millers upbeat digital artwork helps to clarify points made in the text, while adding occasional bits of visual humor.
The End of Money: Toward a New, World Economy under the Credit Unit System describes a viable replacement for the monetary system. Humanity has made incredible strides in so many areas - in computers, communications, medicine, the physical sciences, transportation, etc. - yet it continues to hold on to an economic system that has been in use for centuries. Money has changed in form and no longer entails just metal coins and paper currency, but also credit/debit cards, electronic money, etc. Even so, it is still age-old money dressed up in modern forms and it is keeping humanity from evolving into a society in which everybody is prosperous, thriving and happy. Under the Credit Unit System: 1) The monetary system and all forms of money are eliminated, as is everything connected with them: profits/losses; costs of production, distribution and consumption; wages; taxes; insurance; accounting and bookkeeping; financial institutions; stocks and bonds; economic cycles entailing inflation, deflation and stagflation; exchange rates; etc. There are no corporations or for-profit companies. There is no gulf between the rich and the poor. 2) All the basic material things needed for a prosperous life, such as food staples, total health care, basic housing, public transportation, utilities, basic clothing and basic education are freely provided to everyone. 3) All money-related crimes, corruption, exploitation and identity theft are eliminated. Moreover, money-caused marital problems, suicides and chemical addictions are eliminated. 4) Viable solutions that cost nothing can be implemented for climate change, pollution cleanup, food and water shortages, and all such dire problems. Individuals are compensated for their labor with Credit Units or CUs, which are units of value that are periodically issued to individuals' personal file by a central computer; they do not receive CUs from the entity they work for. Individuals receive CUs according to their job position and the length of time they have been employed at that position. They do not receive CUs for the services they provide or for the products they produce or distribute. For instance, a doctor receives X number of CUs for being a doctor, not for the services she provides as a doctor. A wheat farmer receives X number of CUs for being a wheat farmer, not for the wheat he produces. A computer store owner receives X number of CUs for being a computer store owner, not for the computer products she offers. Since there are no costs of doing business at any point along the production chain, the items mentioned in #2 above can be provided to everyone CU-free. They use their CUs to acquire products and services beyond these CU-free basics. When a person acquires such a product or service, the CUs are deleted from his or her personal file. They do not go to the business (businesses and other non-flesh-and blood entities cannot receive CUs). They do not go anywhere - they simply vanish. Lastly, CUs are non-transferrable from one individual to another, or from a person to him or herself. If person X wants to transfer her car to person Y for an agreed-upon number of CUs, they both have to go to a Credit Unit Service Center, where an authorized employee adds the agreed-upon number of CUs to X's personal file and deletes that number from Y's personal file. The CUs are not transferred from X's file to Y's file. All property transfers are carried out in this way. Thus bribery and embezzlement are impossible. The book goes into much more detail regarding these procedures and it explains how the Credit Unit System would be implemented and how it would apply to other areas such as credit, retirement, the legal system, R&D, government, business entities, etc. It explains the 3 fatal flaws inherent to the monetary system and how the Credit Unit System eliminates them.
This collection of literature attempts to compile many of the classic, timeless works that have stood the test of time and offer them at a reduced, affordable price, in an attractive volume so that everyone can enjoy them.
How to Save Money by Planning Your Own Wedding Be Your Own Wedding Planner and Save Money! Nowadays, it's almost assumed that the happy couple will have a professional wedding planner take charge of the details of the event. But not so long ago, there wasn't any such thing as a wedding planner, and the bride and her mother made it all happen. While a wedding planner can be a great help, you don't need one. In fact, there are many benefits to acting as your own wedding planner, one of the biggest being the amount of money you can potentially save. There are two main reasons why couples looking to save money should plan their wedding on their own. Planning your own wedding. There are, however, alternatives to this traditional type of reception. If you're looking to cut costs or just want to do something a little bit different from the norm, think about one of the following fun reception alternatives. They include: .. When planning a wedding, one surprise expense for couples is that they have to pay for the wedding locale, whether it is a church, temple, hotel, or even outdoor park. For those couples looking to curtail costs wherever they can, getting married at a location without exorbitant rental fees and catering costs is one way to do so. Fortunately there are plenty of great options, here they are... How to Save Money by Planning Your Own Wedding! Weddings mark the beginning of a couple's new life together. At one time, it wasn't out of the ordinary for a couple or the bride's parents to spend almost their entire savings on the big day. Planning your own wedding. But now, the poor economy and the inability to land or keep a job have altered people's perspective on this sort of unbridled spending. Planning your own wedding. An increasing number of couples are starting to take a more frugal approach to wedding planning. Planning your own wedding. For those looking to lower their costs and save money, we have listed a number of quick ways to do so. Planning your own wedding. Planning your own wedding. In the United States, the average cost of a wedding is about $20,000. In some parts of the country, it is even higher. One of the meatiest line items, often to the tune of $5000 or more, is the flowers. Planning your own wedding. There are alternatives to using flowers to decorate the wedding and reception venue, many very beautiful. Planning your own wedding. It is possible for individuals to create gorgeous centerpieces and decorations without floral arrangements and without spending a great deal of money. Planning your own wedding. Planning your own wedding. These days it has become necessary for many soon-to-be brides and grooms to limit the amount of money they spend on their wedding. Planning your own wedding. Couples have either found that emptying their savings account for the wedding isn't wise or may not even be an option. Planning your own wedding. Whatever the motivation behind a more reasonable approach to wedding planning, it is important that you don't go too far in the opposite direction. There are certain aspects of a wedding where it best not to pinch pennies. Here are our suggestions: ... How to Save Money by Planning Your Own Wedding!
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